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The information contained in this web site publication is primarily reference information designed for licensed property casualty insurance agents within our states of operation. Any current or in force policy change requests cannot be accepted over internet e-mail or through our web site. Please contact Avant Insurance Managers directly. Any applications or submissions for quotes on this web site are informational only and not legally binding. The Agent has no binding authority unless authorized by Avant Insurance Managers in writing.

Product descriptions are included herein for the sole purpose of providing a quick reference tool concerning the general nature and types of products available through the companies that Avant Insurance Managers represents. Products or policies referenced in these descriptions may not be available in all territories or states. The descriptions contained herein are not intended to be complete descriptions of all terms, exclusions, and conditions in the subject policies, but are solely provided as general descriptions of the products. Descriptions contained herein are informational only. Anyone interested in a particular product should request a copy of the policy for a description of the scope and limitations of coverage. These copies can be obtained through a properly licensed Avant Insurance Managers broker or agent.

This publication is provided "as is" without warranty of any kind, either expressed or implied. Avant Insurance Managers assumes no responsibility for errors or omissions in this publication or other documents that are reference by or linked to this publication. In no event shall Avant Insurance Managers be liable for any special, incidental, indirect, or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits whether or not advised of the possibility of damage, and on any theory, arising to or in connection with the use or performance of this information.

This publication could include technical or other inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in the new editions of the publication. Avant Insurance Managers may make improvements and/or changes in the product(s) and/or the program(s) described in this publication at any time.